Independent licensed insurance broker
Quoting made personal. Insurance made simple.
As a broker I help you compare health, life, dental, vision and business coverage from leading carriers to find the right fit for your needs and budget, and make it all easier to understand.
- No cost to use
- 24+ top carriers
- No pressure, ever
What do you need covered?
Pick one to start your free quote.
About a minute. Your info is never sold.
Coverage for real life
One advisor. More ways to protect what matters.
Whether you work for yourself, support a family or want to protect your future, I help make the choices easier to understand.
Health Insurance
Individual and family plans from the private market and the ACA Marketplace.
Learn moreLife Insurance
Term, whole life, final expense and IUL built around your goals.
Learn moreDental & Vision
Affordable add-on coverage for cleanings, exams and glasses.
Learn moreSelf Employed
Flexible options for contractors, freelancers and 1099 workers.
Learn moreSmall Business
Group and individual options for owners and their teams.
Learn moreSupplemental
Accident, critical illness and hospital indemnity protection.
Learn moreYour pace, your choice
Prefer to shop online?
Explore plans and pricing directly on the provider’s site. No form required. If you want a hand along the way, I’m a phone call away.
These are separate products, not equivalent plans. Benefits, rates and eligibility vary by state and applicant. Review the provider’s documents before applying. I may be compensated for coverage placed through these links.
Options from respected carriers, so you’re not limited to one company
- Aetna
- Aflac
- Allstate
- Ambetter
- Americo
- Ameritas
- Anthem
- Blue Cross Blue Shield
- Cigna
- Corebridge Financial
- Delta Dental
- Foresters Financial
- Humana
- John Hancock
- Lincoln Financial
- ManhattanLife
- Molina
- Mutual of Omaha
- Oscar Health
- Pivot Health
- Prudential
- Symetra
- Transamerica
- UnitedHealthcare
Carrier and product availability varies by state, county and applicant. Not affiliated with or endorsed by any carrier.
Free personalized quote
Let me do the insurance shopping for you.
Answer a few quick questions and I’ll personally follow up with options that fit.
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1
I compare the market
You see options across carriers, not just one company’s plans.
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2
I explain the details
Plain-English breakdowns of costs, networks and limitations.
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3
I stay available
Questions after you enroll? I’m still your point of contact.
Meet your advisor
Nicholas Bonar
Independent Health & Life Insurance Broker
“You should understand what you are buying before you ever sign up.”
I help individuals, families, self employed professionals and small business owners compare coverage without the pressure or confusion. My goal is simple: understand what matters to you, explain the options clearly and help you make a confident decision.
- Phone
- (813)-453-4364
- Licensed since
- 2022
Mon–Fri, 9am–6pm ET · Evenings / Weekends by appointment only
Licensed in 36 states
Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Mississippi, Missouri, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, West Virginia, Wyoming
FAQs
Common questions
Does it cost more to use a broker?
No. Brokers are paid by the insurance carrier, and plan premiums are the same whether you enroll through a broker or directly. You get personal help at no extra cost.
Can I get coverage outside of Open Enrollment?
Often, yes. A qualifying life event such as losing other coverage, moving, getting married or having a baby can open a Special Enrollment Period. Private plans, dental, vision, life and supplemental coverage can usually be bought any time.
Will I qualify for a Marketplace subsidy?
It depends on your household size and estimated income for the year. Share a few details and I’ll help you check what savings may be available.
Do I have to buy anything if I request a quote?
Not at all. A quote request is just a conversation. There is no obligation, and your information is never sold.
What information should I have ready?
Your ZIP code, the ages of everyone needing coverage, a rough household income, and any doctors or prescriptions you want to keep. Please don’t send Social Security numbers or medical details through this website.
Ready to see your options?
Free quotes, honest comparisons and personal help from start to finish.